Financial problems can hinder the growth of any person. A downfall from an economically well off position does not digest so easily with many people. This results in a serious emotional toll which can lead to a physical and psychological setback. But panic not, it is not uncommon and you are not the only victim. Whether financial problems arise from unexpected events like an accident, loss of job, theft or lavish lifestyle like expensive cars, costly interiors, the trauma is all the same.
However, let us understand that all problems have a solution. Small changes that you make in your planning bring big positive results. What is debt and why do we fear it so much? Is it so burdensome that we cannot tackle it? Well, the answer depends on the kind and amount of debt that you have. Taking small household loans to lead a comfortable life is pretty much understood. But heaping loads of loans without predicting the consequences is definitely not welcoming. Agreed, it gives a lot of stress. But having said so, confining yourself to limited people, avoiding phone calls, non-participation in your regular activities will only add on to fuel.